Financing Benefits

Financing your equipment — whether it’s a single trailer or a large fleet – through Hyundai Translead Trailer Finance (HTTF) offers you flexible equipment acquisition options, with a wide variety of benefits.

In fact, that is why 8 out of 10 businesses choose to finance equipment. Financing can help independent contractors, owner-operators and fleet managers increase profits while minimizing capital expenditures to keep business moving.

Benefits

100% Financing
You can conserve cash for other needs. Soft costs such as destination charges, taxes, and other fees can be included in the financed amount

Lowest Monthly Cost
With financing, you have full use of the equipment with low monthly payments for the term you choose. You can profit from use of the equipment to generate income without making substantial upfront investments

Conservation of Capital
With 100% plus equipment financing, you are free to spend cash on other items needed to grow your business

Fixed Payments
Payments are locked in now, avoiding the risk of inflation in the future

Flexible End of Term Options
With certain lease structures, you have the option to purchase the equipment, trade up to new equipment, return the equipment with no further obligation or continue to make payments on a month-to-month basis, as needs may change over time

Customized Payment Structures
Payment plans can be structured to meet your companie’s unique cash flow and business needs

Hedge Against Inflation
Payments remain the same over the life of the original agreement, no matter how much prices or market rates may rise

Manufacturer Warranties
Any warranties are passed directly to you, the customer

Obsolescence Protection
Financing can provide the flexibility to trade up or add equipment when business demands something new

Preserves Available Credit
Financing through HTTF doesn’t tie-up existing lines of credit, so you have more available credit when you need it. Leasing may not interfere with loan covenants or other restrictions you may have with your bank

Flexible Financing Terms
Financing terms generally run from 24-84 months, depending on the type of equipment, and are subject to standard credit review and approval

Tax Benefits
You may be able to deduct monthly lease payments on True Leases as an operating expense, or take advantage of government incentives like those offered by Section 179, with a Full Payout Lease (HTTF recommends you consult with your accountant or tax advisor for what lease best fits your tax situation)